Even though driving without a licence is illegal and carries severe consequences, many people choose to do it anyhow. Most of the time, these folks have a legitimate driver’s licence, but they have either neglected to renew it and therefore rendered it invalid, or worse, their licence has been suspended or revoked.
In the event of an accident involving a car or a person, an unlicensed driver may not be covered by standard auto insurance policies. Certain insurance policies will not provide coverage if the insured does not have a valid licence, even if the premiums have been paid.
That’s why, if you’ve been hurt in a collision with an unlicensed drive, your first step should be to talk to a Connecticut uber accident attorney about your legal possibilities for getting paid for things like medical costs, missed wages, property damage, and mental anguish.
It can be difficult to pursue financial compensation after an accident in which the at-fault driver lacks a valid driver’s licence. In most cases, hiring a lawyer will result in a larger settlement.
Crashes involving unlicensed motorists
Scenarios involving car wrecks on the side of the road and unlicensed drivers are many. Some things to think about in this predicament are as follows:
What about car insurance? Does the motorist who doesn’t have a licence have that, too?
Can a driver be denied coverage if their licence is expired, suspended, or revoked?
Were they involved because of the driver’s lack of a licence? Keep in mind that a driver’s inability to produce a valid licence is not always indicative of responsibility or liability in the event of an accident.
In another prevalent instance, an unlicensed person drives someone else’s car with their permission. In most cases, insurance coverage will stay with the car even if the driver changes. An injured party may be able to submit a claim against the vehicle owner’s insurance policy even if the driver has no or inadequate insurance.
Car insurance claims will be denied if the owner did not give the unlicensed driver authorization to drive the vehicle or if the driver stole the vehicle. However, the negligent motorist does have insurance on another vehicle, which can be used to pursue reimbursement for the victim.