Thanks to the internet, purchasing or renewing car insurance is now easier than ever. But a large number of people often do not give due attention to one of the most important steps of purchasing car insurance online- comparing insurance quotes. Check out this post to know five benefits of online car insurance quotes comparison.
Gone are the days when you had to visit a car insurance providers office or get in touch with an insurance agent to purchase or renew car insurance. With the help of the internet, this can now be done within minutes. But while online car insurance offers several benefits, most car owners overlook the importance of comparing insurance quotes.
If you are planning to purchase a new car insurance policy or renew the existing one, here are some of the biggest benefits you can experience by comparing insurance quotes online-
- Get More Options
Most people looking to purchase a new car insurance policy often rely on recommendations from friends and family or trust television and online advertisements. But it is essential to know that no single car insurance is right for every car owner and advertisements are often misleading.
When you compare the car insurance quotes based on your requirements, you get an extensive list of options that perfectly match your custom needs.
- Understand the Policy Benefits
When you compare the insurance quotes online, you also get to understand the benefits of every policy in detail. The insurance quotes come with detailed information about the policy coverage to make the selection easier.
As there can be considerable differences in the benefits and features of car insurance offered by different providers, comparison helps you select one that best suits your requirements.
- More Savings
While online car insurance is known to be cheaper than purchasing insurance offline, comparison helps in further increasing your savings. All you need to do is to provide the make and model of your car along with the purchase year to get instant quotes from top providers.
Many of the car insurance policies have almost similar features but there can be a considerable difference in their premiums. With quote comparison, you can understand the differences and similarities between policies and select the most affordable one.
- Use NCB
If you are looking to renew your comprehensive car insurance and have accumulated NCB (No Claim Bonus), you can select the NCB percentage when comparing insurance quotes.
For the first claim-free year, the NCB is 20%. The NCB percentage steadily increases up to 50% in the 5th claim-free year. If you have NCB, online quotes comparison will help you see how your NCB impacts the premium of different car insurance policies.
- Select Additional Covers
You can further extend the scope of your car insurance policy by purchasing additional or add-on covers such as zero depreciation, 24×7 roadside assistance, passenger cover, and more. While these add-ons slightly increase the policy premium, they significantly enhance the benefits and features of the policy.
When you compare car insurance quotes online, you can select these add-on covers and check how they affect the premiums of different policies.
Selecting the Right Car Insurance Portal
As you can see, there are several benefits that you can experience by comparing car insurance quotes before making a purchase. But make sure that you select a reputed 3rd party insurance portal for comparison so that the results are unbiased and you can choose a budget-friendly policy with maximum features and benefits.