Getting into a car accident and paying medical and automobile bills can add to the already existing physical and emotional stress due to the accident. If the accident was due to somebody else’s carelessness, you could hold them accountable to compensate for your injuries and sufferings.
However, it is essential to note that you do not get compensation right away after the accident has occurred. You have to pay for your medical bills in the initial stage, and later the at-fault driver’s insurance company will reimburse you.
The procedure.
As mentioned above, the insurance company will pay for the injuries and medical bills, but they will not pay you after every hospital visit. The settlement with the liable driver’s insurance company can take months, but medical bills have to be paid immediately. This is where your insurance comes into play. If you have medical insurance, you can get the hospital paid, and later the insurance company of the liable driver can make up for it. However, if you do not have medical insurance, contact an experienced Hillsville Auto Accident Lawyer; a lawyer can get you the treatment you need with medical professionals who will wait for your settlement to get paid.
For example, a car accident victim is moderately injured due to somebody else’s fault. The victim’s medical care includes:
- An ambulance trip.
- A hospital visit.
- Two months of physiotherapy.
- Several visits to the doctor.
- Spinal anesthesia for pain management.
Let us assume an example. Over here, the victim submits all these bills to the insurance company, and the insurance policy of the victim has covered all the medical bills except for the spinal anesthesia. However, the victim’s lawyer gets the company to wait for the settlement to get paid back.
After six months of treatment, the victim is released, and the victim’s attorney prepares a settlement demanding total compensation for the full amount of medical bills. The at-fault driver’s insurance company negotiates with the victim’s attorney and agrees to a reasonable settlement. The settlement includes fair compensation for medical bills, lost wages, injuries, and emotional suffering.
Importance of a lawyer in getting your bills compensated after a car accident.
A lawyer is a professional and has full-fledged information about the law. A lawyer can negotiate with the insurance company of the liable party. Once the amount has been settled, the victim’s insurance company requests reimbursement for what they paid ( usually 20-30% only). A lawyer can also negotiate and bring down the refund paid to the victim’s insurance company. Moreover, the victim’s lawyer can also deal with the pain management doctor to reduce bills and get the victim a discount of anywhere between 25-30%.
